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QuoteMachine Payments - Merchant Category Code (MCC)
QuoteMachine Payments - Merchant Category Code (MCC)

Don't know what your MCC is check out this article to find out.

Kadija Allagouma avatar
Written by Kadija Allagouma
Updated over a year ago

"MCC" stands for "Merchant Category Code." It is a four-digit code used by credit card companies and payment processors to categorize the type of products or services a merchant offers. Each merchant is assigned an MCC that corresponds to the primary business activity they engage in. Below is a list of different MCCs

Agricultural Services – MCC Codes 0001-1499

  • 0742 – Veterinary Services

  • 0763 – Agricultural Cooperatives

  • 0780 – Horticultural and Landscaping Services

Contracted Services – MCC Codes 1500-2999

  • 1520 – General Contractors (Residential and Commercial)

  • 1711 – Air Conditioning, Heating, and Plumbing Contractors

  • 1731 – Electrical Contractors

  • 1740 – Insulation, Masonry, Plastering, Stonework, and Tile Setting

  • 1750 – Carpentry

  • 1761 – Roofing, Siding, and Sheet Metal

  • 1771 – Concrete Work

  • 1799 – Special Trade Contractors (Not Classified Elsewhere)

  • 2741 – Misc Publishing and Printing

  • 2791 – Typesetting and Plate Making

  • 2842 – Sanitation, Polishing, and Specialty Cleaning

Transportation Services – MCC Codes 4000-4799

  • 4011 – Railroads (Freight)

  • 4111 – Suburban and Local Commuter (including ferries)

  • 4112 – Passenger Railways

  • 4119 – Ambulance

  • 4121 – Taxi and Limo

  • 4214 – Motor Freight Carries, Trucking, Moving and Storage, Local Delivery

  • 4215 – Courier Services Air, Ground, and Freight Forwarders

  • 4255 – Public Warehousing (Farm, Refrigerated Goods, Household Storage)

  • 4411 – Cruises

  • 4457 – Boat Leases and Rentals

  • 4468 – Marinas and Marine Services

  • 4511 – Air Carriers and Airlines (not classified elsewhere)

  • 4582 – Airports, Air Terminals, and Flying Fields

  • 4722 – Travel Agencies and Tour Operators

  • 4782 – Bridge and Road Fees/Tolls

  • 4789 – Transportation Services Not Classified Elsewhere

Utility Services – MCC Codes 4800-4999

  • 4812 – Telecoms Equipment (including telephone sales)

  • 4814 – Telecommunication Services including prepaid phone and recurring phone services

  • 4816 – Computer Network and Information Services

  • 4821 – Telegraph Services

  • 4829 – Wire Transfer Money Orders

  • 4899 – Cable, Satellite, and Other Television and Radio Services

  • 4900 – Electric, Gas, Heating, Oil, Sanitary, and Water Utilities

Government Services – MCC Codes 9000-9999

  • 9211 – Court Costs (including Alimony and Child Support)

  • 9222 – Fines

  • 9223 – Bail and Bond Payments

  • 9211 – Tax Payments

  • 9399 – Government Services Not Classified Elsewhere

  • 9402 – Government Postal Services

  • 9405 – Intra-Government Purchases

  • 9700 – Automated Referral

  • 9950 – Intra-Company Purchases

MCC Codes For Ecommerce

  • Code 5937 – Antique Reproductions

  • Code 5932 – Antique Shops, Sales, Repairs, and Restoration

  • Code 5971 – Art Dealers and Art Galleries

  • Code 5980 – Art Supply and Crafts

  • Code 5940 – Bicycle Shops

  • Code 5942 – Books

  • Code 5946 – Camera and Photography

  • Code 5441 – Children’s and Infant’s Clothing

  • Code 5734 – Computer Software

  • Code 5977 – Cosmetics

  • Code 5311 – Department Stores

  • Code 5714 – Draperies, Window Coverings, and Upholstery

  • Code 5997 – Electric Razors

  • Code 5732 – Electronics

  • Code 5651 – Family Clothing

  • Code 5992 – Florists

  • Code 5712 – Furniture and Home Furnishings

  • Code 5947 – Gifts, Cards, Novelties, and Souvenirs

  • Code 4251 – Hardware Stores

  • Code 5945 – Hobbies, Toys, and Games

  • Code 5722 – Household Appliances

  • Code 5844 – Jewelry, Watches, Clocks, and Silverware

  • Code 5948 – Luggage and Leather Goods

  • Code 5611 – Men’s and Boy’s Clothing

  • Code 5691 – Men’s and Women’s Clothing

  • Code 5999 – Misc. and Specialty Retailers

  • Code 5699 – Misc. Apparel and Accessories

  • Code 5399 – Misc. Merchandise

  • Code 5733 – Musical Instruments

  • Code 5995 – Pet Supplies and Pet Food

  • Code 5661 – Shoes

  • Code 5941 – Sporting Goods

  • Code 5943 – Stationery and Office Supplies

Other MCC Codes

  • Retail Outlet Services – MCC Codes 5000-5599

  • Clothing Stores – MCC Codes 5600-5699

  • Misc Stores – MCC Codes 5700-7299

  • Business Services – MCC Codes 7300 – 7999

  • Professional Services and Membership Organizations – 8000-8999

Can't find a code for your business visit this site for more codes.

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