"MCC" stands for "Merchant Category Code." It is a four-digit code used by credit card companies and payment processors to categorize the type of products or services a merchant offers. Each merchant is assigned an MCC that corresponds to the primary business activity they engage in. Below is a list of different MCCs
Agricultural Services – MCC Codes 0001-1499
0742 – Veterinary Services
0763 – Agricultural Cooperatives
0780 – Horticultural and Landscaping Services
Contracted Services – MCC Codes 1500-2999
1520 – General Contractors (Residential and Commercial)
1711 – Air Conditioning, Heating, and Plumbing Contractors
1731 – Electrical Contractors
1740 – Insulation, Masonry, Plastering, Stonework, and Tile Setting
1750 – Carpentry
1761 – Roofing, Siding, and Sheet Metal
1771 – Concrete Work
1799 – Special Trade Contractors (Not Classified Elsewhere)
2741 – Misc Publishing and Printing
2791 – Typesetting and Plate Making
2842 – Sanitation, Polishing, and Specialty Cleaning
Transportation Services – MCC Codes 4000-4799
4011 – Railroads (Freight)
4111 – Suburban and Local Commuter (including ferries)
4112 – Passenger Railways
4119 – Ambulance
4121 – Taxi and Limo
4214 – Motor Freight Carries, Trucking, Moving and Storage, Local Delivery
4215 – Courier Services Air, Ground, and Freight Forwarders
4255 – Public Warehousing (Farm, Refrigerated Goods, Household Storage)
4411 – Cruises
4457 – Boat Leases and Rentals
4468 – Marinas and Marine Services
4511 – Air Carriers and Airlines (not classified elsewhere)
4582 – Airports, Air Terminals, and Flying Fields
4722 – Travel Agencies and Tour Operators
4782 – Bridge and Road Fees/Tolls
4789 – Transportation Services Not Classified Elsewhere
Utility Services – MCC Codes 4800-4999
4812 – Telecoms Equipment (including telephone sales)
4814 – Telecommunication Services including prepaid phone and recurring phone services
4816 – Computer Network and Information Services
4821 – Telegraph Services
4829 – Wire Transfer Money Orders
4899 – Cable, Satellite, and Other Television and Radio Services
4900 – Electric, Gas, Heating, Oil, Sanitary, and Water Utilities
Government Services – MCC Codes 9000-9999
9211 – Court Costs (including Alimony and Child Support)
9222 – Fines
9223 – Bail and Bond Payments
9211 – Tax Payments
9399 – Government Services Not Classified Elsewhere
9402 – Government Postal Services
9405 – Intra-Government Purchases
9700 – Automated Referral
9950 – Intra-Company Purchases
MCC Codes For Ecommerce
Code 5937 – Antique Reproductions
Code 5932 – Antique Shops, Sales, Repairs, and Restoration
Code 5971 – Art Dealers and Art Galleries
Code 5980 – Art Supply and Crafts
Code 5940 – Bicycle Shops
Code 5942 – Books
Code 5946 – Camera and Photography
Code 5441 – Children’s and Infant’s Clothing
Code 5734 – Computer Software
Code 5977 – Cosmetics
Code 5311 – Department Stores
Code 5714 – Draperies, Window Coverings, and Upholstery
Code 5997 – Electric Razors
Code 5732 – Electronics
Code 5651 – Family Clothing
Code 5992 – Florists
Code 5712 – Furniture and Home Furnishings
Code 5947 – Gifts, Cards, Novelties, and Souvenirs
Code 4251 – Hardware Stores
Code 5945 – Hobbies, Toys, and Games
Code 5722 – Household Appliances
Code 5844 – Jewelry, Watches, Clocks, and Silverware
Code 5948 – Luggage and Leather Goods
Code 5611 – Men’s and Boy’s Clothing
Code 5691 – Men’s and Women’s Clothing
Code 5999 – Misc. and Specialty Retailers
Code 5699 – Misc. Apparel and Accessories
Code 5399 – Misc. Merchandise
Code 5733 – Musical Instruments
Code 5995 – Pet Supplies and Pet Food
Code 5661 – Shoes
Code 5941 – Sporting Goods
Code 5943 – Stationery and Office Supplies
Other MCC Codes
Retail Outlet Services – MCC Codes 5000-5599
Clothing Stores – MCC Codes 5600-5699
Misc Stores – MCC Codes 5700-7299
Business Services – MCC Codes 7300 – 7999
Professional Services and Membership Organizations – 8000-8999
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